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(1) Analyze the
amount and nature of
the debts owed by
the debtor and
determine the best
remedy for the
debtor’s financial
problems.
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(2) Advise the
debtor of the relief
available under both
chapter 7 and
chapter 13 of the
Bankruptcy Code, and
of the advisability
of proceeding under
each chapter.
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(3) Assemble the
information and data
necessary to prepare
the chapter 7 forms
for filing .
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(4) Prepare the
petitions,
schedules,
statements and other
chapter 7 forms for
filing with the
bankruptcy court.
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(5) Assist the
debtor in arranging
his or her assets so
as to enable the
debtor to retain as
many of the assets
as possible after
the chapter 7 case.
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(6) Filing the
chapter 7 petitions,
schedules,
statements and other
forms with the
bankruptcy court,
and, if necessary,
notifying certain
creditors of the
commencement of the
case.
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(7) If necessary,
assisting the debtor
in reaffirming
certain debts,
redeeming personal
property, setting
aside mortgages or
liens against exempt
property, and
otherwise carrying
out the matters set
forth in the
debtor’s statement
of intention.
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(8) Attending the
meeting of creditors
with the debtor and
appearing with the
debtor at any other
hearings that may be
held in the case.
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(9) If necessary,
preparing and filing
amended schedules,
statements, and
other documents with
the bankruptcy court
in order to protect
the rights of the
debtor.
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(10) If necessary,
assisting the debtor
in overcoming
obstacles that may
arise to the
granting of a
chapter 7 discharge.
The fee paid, or
agreed to be paid,
to an attorney
representing a
debtor in a chapter
7
case must be
disclosed to and
approved by the
bankruptcy court.
The court will allow
the attorney to
charge and collect
only a reasonable
fee. Most attorneys
collect all or most
of their fee before
the case is filed.